Medical Insurance Rates and Important Information is available at https://ers.texas.gov/Active-Employees/Health-Benefits

HealthSelect Medical is a health insurance plan for you and your covered family members. The plan offers three benefit levels – in-area network, in-area non-network, and out-of-area. The benefit level depends on where you live or work, the doctors and providers you use, or your eligibility for Medicare. HealthSelect coverage includes a comprehensive Prescription Drug Program, provided by OptumRX, and basic term life insurance.

If you live or work in the State of Texas and are not eligible for Medicare, you can have in-area network benefits, except for certain retirees under age 65. Individuals who have in-area benefits can save money on out of pocket costs by using network doctors and providers.

If you are a retiree under age 65 residing in Texas and eligible for Medicare due to a disabling condition, you have out-of-area benefits for yourself with Medicare paying primary and your covered dependents will retain in-area benefits.

Blue Cross Blue Shield administers HealthSelect of Texas effective September 1, 2012.

Important Dental Information is available here – https://ers.texas.gov/Summer-Enrollment/Dental-Comparison-Chart-Sept-1-2019 /

You and your eligible dependents can enroll in one of three dental plans:

• • State of Texas Dental Choice Plan^SM (PPO)
  • DeltaCare USA Dental DHMO

Signing up for dental coverage never requires proof of good health, called evidence of insurability.

DeltaDental administers benefits for both dental plans.

Discount dental plan no longer available through ERS Effective September 1, 2019.
The State of Texas Dental Discount Plan, administered by Careington International Corporation, will not be offered through the Texas Employees Group Benefits Program (GBP). For more information, review the Delta Dental flier that came in your Summer Enrollment packet.