Life Insurance

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Life Insurance

Optional Term Life

When you enroll in HealthSelect, you receive $5,000 in term life insurance with $5,000 in accidental death and dismemberment (AD&D) insurance. If you want additional coverage, you may purchase Optional Term Life Insurance with AD&D coverage.

Voluntary Accident and Dismemberment

This benefit provides additional protection for you and your family in the event of accidental death or certain accidental injuries. Coverage is purchased in increments of $5,000 with benefits between $10,000 and $200,000. This is in addition to AD&D benefits provided with Basic and Optional Term Life insurance for active employees.

You can choose from two levels of coverage: you only or you and family. You cannot convert this coverage to an individual policy.

Minnesota Life is the insurer for Voluntary AD&D insurance.